![]() ![]() Specific rules and benefits vary by state. Eligibility for these programs depends on your household size, income, and citizenship or immigration status.Medicaid and CHIP provide free or low-cost health coverage to millions of Americans, including some low-income people, families and children, and pregnant women.If you may qualify for Medicaid or the Children’s Health Insurance Program (CHIP) If you're found eligible for Medicaid or CHIP, your information will be sent to the state agency, and you won't be given the option to keep your Marketplace plan. If you report your pregnancy, you may be found eligible for free or low-cost coverage through Medicaid or the Children’s Health Insurance Program (CHIP).If you keep your Marketplace coverage, be sure to update the application after you give birth to add the baby to the plan or enroll them in coverage through Medicaid or CHIP, if they qualify.When filling out your application for Marketplace coverage, select the “Learn more” link when we ask if you’re pregnant to read tips to help you best answer this question. If you want to keep your current Marketplace coverage, don’t report your pregnancy to the Marketplace.If you currently have Marketplace coverage If eligible for Medicaid or CHIP, your coverage can begin at any time.You can also enroll in coverage for the next plan year during the next Open Enrollment Period this fall. If you don’t qualify for a Special Enrollment Period right now, you’ll be eligible to apply within 60 days of your child’s birth.Reporting your pregnancy may help you and your family members get the most affordable coverage. If you select the option to get help paying for coverage on your application, you’ll be asked if you’re pregnant. Create an account now to apply for Marketplace coverage through the Open Enrollment Period or a Special Enrollment Period.Being pregnant doesn’t qualify you for a Special Enrollment Period, but the birth of a child does. due to a life event like moving or losing other coverage, you may be able to enroll in a Marketplace health plan right now. You qualify for a Special Enrollment Period if you’ve had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child, or if your household income is below a certain amount. Change/update plans for the rest of the yearĪ time outside the yearly Open Enrollment Period when you can sign up for health insurance.Coverage options for the rest of the year.Check if you qualify for a Special Enrollment Period.A Sun Life advisor can talk you through your insurance options. Keep in mind that your coverage may not include any pre-existing health conditions. Travel insurance can help you arrange for your return home in the event you must cut your trip short due to a medical reason. In an emergency, these interpreters can help you communicate with local resources. If you don’t speak the local language where you’re traveling, multilingual interpreters can help. Insurance specialists can help you reach the Canadian embassy or your financial institution if your documents or cards are lost or stolen. Travel insurance can help when you need unexpected hospital, ambulance, and dental care. ![]() Travel insurance can help you manage your way through difficult situations: You may be left with any potential bills. Your government health care plans have limits on how much they’ll cover. When you’re traveling outside your home province, territory, or country, unexpected emergencies can cost thousands of dollars. With travel insurance, you'll save money on any potential hospital charges. Some hospitals require that uninsured patients pay a deposit of several thousands of dollars before providing the necessary care. They’ll make sure that you have access to medical care and arrange for you to come home if needed. To be supported by a team of professionals.The cost of medical care can be much higher abroad than in Canada, You’ll know you’re protected in case of an accident or sudden illness. If you’re planning to travel, there are many reasons why travel insurance may be right for you: ![]()
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